Maryland Paycheck Calculator 2026

Calculate your exact take-home pay in Maryland after federal and state taxes (Maryland has a state income tax).

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Maryland Income Tax Overview

Maryland has a progressive state income tax with rates up to 6.5%, but Maryland is distinctive because every county (and Baltimore City) adds its own income tax — called a county income tax — ranging from 2.25% to 3.2%. Baltimore City charges 3.2%, as do Montgomery and Prince George's Counties. This means Maryland workers in major areas effectively pay 9-10% in combined state and county income tax — among the highest effective rates in the nation for middle earners. Maryland's standard deduction is modest at $3,350 for single filers. No additional city-within-county income taxes apply beyond the county rate. Compared to neighboring Virginia (up to 5.75%, no county tax) and Pennsylvania (3.07% flat, city taxes in major cities), Maryland's combined burden is notably higher.

Maryland Tax Brackets 2026

Tax RateIncome RangeMax Tax in Bracket
2%$0 – $1,000$20
3%$1,000 – $2,000$30
4%$2,000 – $3,000$40
4.8%$3,000 – $100,000$4,608
5%$100,000 – $125,000$1,250
5.3%$125,000 – $150,000$1,313
5.5%$150,000 – $250,000$5,500
5.8%$250,000 – $500,000$14,375
6.3%$500,000 – $1,000,000$31,250
6.5%$1,000,000 – and above

Frequently Asked Questions

What is the Maryland income tax rate for 2026?
Maryland has a progressive state rate up to 6.5%, plus a mandatory county income tax (2.25% to 3.2% depending on your county). Most workers pay 8-10% combined.
Does Baltimore have a local income tax?
Baltimore City charges a 3.2% local income tax in addition to the state rate, for a combined rate of up to about 9.7% for Baltimore residents.
What are the county income tax rates in Maryland?
County rates range from 2.25% to 3.2%. Montgomery County, Prince George's County, and Baltimore City all charge 3.2% — the maximum allowed.
How does Maryland compare to Virginia for take-home pay?
Virginia workers typically take home more than Maryland workers. Virginia's top rate is 5.75% with no county income tax, versus Maryland's combined state+county rates of 8-10%.

Maryland Cities with Local Income Tax