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Maryland 1099 Tax Calculator 2026

Estimate your self-employment taxes as a Maryland contractor. Includes SE tax (15.3%), the 50% SE deduction, and Maryland state income tax.

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Maryland Tax Overview for 1099 Workers

Maryland has a progressive state income tax with rates up to 6.5%, but Maryland is distinctive because every county (and Baltimore City) adds its own income tax — called a county income tax — ranging from 2.25% to 3.2%. Baltimore City charges 3.2%, as do Montgomery and Prince George's Counties. This means Maryland workers in major areas effectively pay 9-10% in combined state and county income tax — among the highest effective rates in the nation for middle earners. Maryland's standard deduction is modest at $3,350 for single filers. No additional city-within-county income taxes apply beyond the county rate. Compared to neighboring Virginia (up to 5.75%, no county tax) and Pennsylvania (3.07% flat, city taxes in major cities), Maryland's combined burden is notably higher.

Frequently Asked Questions

What is the Maryland income tax rate for 2026? ▾
Maryland has a progressive state rate up to 6.5%, plus a mandatory county income tax (2.25% to 3.2% depending on your county). Most workers pay 8-10% combined.
Does Baltimore have a local income tax? ▾
Baltimore City charges a 3.2% local income tax in addition to the state rate, for a combined rate of up to about 9.7% for Baltimore residents.
What are the county income tax rates in Maryland? ▾
County rates range from 2.25% to 3.2%. Montgomery County, Prince George's County, and Baltimore City all charge 3.2% — the maximum allowed.
How does Maryland compare to Virginia for take-home pay? ▾
Virginia workers typically take home more than Maryland workers. Virginia's top rate is 5.75% with no county income tax, versus Maryland's combined state+county rates of 8-10%.

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