Minnesota Paycheck Calculator 2026
Calculate your exact take-home pay in Minnesota after federal and state taxes (Minnesota has a state income tax).
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In Minnesota, you work until Mar 27 just to cover taxes.
Workers in Alaska are done by Mar 9.
Take-home at every salary level
| Salary | Federal | FICA | State | Take-home | Eff. rate |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $786 | $25,499 | 15.0% |
| $40,000 | $2,620 | $3,060 | $1,321 | $32,999 | 17.5% |
| $50,000 | $3,820 | $3,825 | $1,877 | $40,478 | 19.0% |
| $60,000 | $5,020 | $4,590 | $2,557 | $47,833 | 20.3% |
| $80,000 | $8,770 | $6,120 | $3,917 | $61,193 | 23.5% |
| $100,000 | $13,170 | $7,650 | $5,277 | $73,903 | 26.1% |
| $125,000 | $18,734 | $9,563 | $6,979 | $89,724 | 28.2% |
| $150,000 | $24,734 | $11,475 | $8,942 | $104,849 | 30.1% |
| $200,000 | $36,734 | $14,339 | $12,867 | $136,060 | 32.0% |
| $250,000 | $51,304 | $15,514 | $17,423 | $165,759 | 33.7% |
Minnesota Income Tax Overview
Minnesota has a four-bracket progressive income tax with rates of 5.35%, 6.8%, 7.85%, and 9.85% — one of the highest top rates in the country. The issue isn't just the top rate: the 6.8% bracket begins at $33,310 of taxable income for single filers, meaning most full-time workers earning above $50,000 gross pay 6.8% on the bulk of their income. Minnesota's standard deduction of $15,300 is fairly generous, sheltering more income than the national average, but the aggressive bracket progression still results in a high effective rate for middle-income earners. No Minnesota city charges a local income tax on wages — Minneapolis and St. Paul workers pay the statewide progressive rate only.
Here's what a single Minnesota filer keeps in 2026. On a $50,000 salary, take-home is approximately $40,288 per year ($3,357/month) after federal, FICA, and state taxes. At $80,000, take-home is approximately $60,661 ($5,055/month), with the state taking $3,917. At $100,000, you keep about $73,371 ($6,114/month), with $5,277 going to Minnesota. At $150,000, take-home is approximately $104,240 ($8,687/month), with the state taking $8,942. The jump from $80,000 to $100,000 is particularly expensive — those extra $20,000 largely fall in the 7.85% bracket.
Compared to neighboring Iowa (3.8% flat), a Minnesota worker at $80,000 takes home approximately $1,489 less per year. Against Wisconsin (top rate 5.3% for earners in the $80K range), Minnesota workers pay roughly $2,200 more per year at $80,000. Against North Dakota (which has dramatically lower rates), a Minnesota worker at $80,000 takes home about $3,300 less per year. Against South Dakota (no income tax), the gap is the full $3,917 in state tax. Minnesota's tax revenue funds a notably robust public services infrastructure compared to its neighbors.
Watch out: Minnesota is one of the few states that taxes Social Security benefits at the state level — though a partial exemption exists for lower and moderate incomes. For retirees receiving Social Security, the MN exemption phases out at $78,000 AGI for single filers, meaning higher-income retirees owe Minnesota income tax on their Social Security income. This is a significant consideration if you're evaluating Minnesota for retirement. For workers, this doesn't apply yet — but it's a factor in long-term residency planning, since some neighboring states (Iowa, Wisconsin) also partially tax Social Security while others (Illinois, Michigan) exempt it entirely.