Arizona Paycheck Calculator 2026
Calculate your exact take-home pay in Arizona after federal and state taxes (Arizona has a state income tax).
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Where does your paycheck go?
In Arizona, you work until Mar 17 just to cover taxes.
Workers in Alaska are done by Mar 9.
Take-home at every salary level
| Salary | Federal | FICA | State | Take-home | Eff. rate |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $541 | $25,744 | 14.2% |
| $40,000 | $2,620 | $3,060 | $791 | $33,529 | 16.2% |
| $50,000 | $3,820 | $3,825 | $1,041 | $41,314 | 17.4% |
| $60,000 | $5,020 | $4,590 | $1,291 | $49,099 | 18.2% |
| $80,000 | $8,770 | $6,120 | $1,791 | $63,319 | 20.9% |
| $100,000 | $13,170 | $7,650 | $2,291 | $76,889 | 23.1% |
| $125,000 | $18,734 | $9,563 | $2,916 | $93,787 | 25.0% |
| $150,000 | $24,734 | $11,475 | $3,541 | $110,250 | 26.5% |
| $200,000 | $36,734 | $14,339 | $4,791 | $144,136 | 27.9% |
| $250,000 | $51,304 | $15,514 | $6,041 | $177,141 | 29.1% |
Arizona Income Tax Overview
Arizona has a flat income tax rate of 2.5% — one of the lowest flat rates among states that have income tax at all. This rate applies to all Arizona taxable income regardless of how much you earn. Before 2023, Arizona had a progressive multi-bracket system with rates up to 4.5%; the move to a flat 2.5% was a significant cut, particularly for higher earners who previously faced the higher brackets. Arizona's standard deduction is $8,350 for single filers — lower than the federal $16,100, meaning a bit more income is exposed to state tax than to federal tax. No Arizona city charges a local income tax on wages, so take-home pay is identical in Phoenix, Tucson, Scottsdale, Mesa, and every other city.
Here's what a single Arizona filer keeps in 2026. On a $50,000 salary, take-home is approximately $41,124 per year ($3,427/month) after federal, FICA, and state taxes — state income tax costs roughly $1,041. At $80,000, take-home is $62,787 ($5,232/month), with state tax totaling $1,791. At $100,000, you keep $76,357 ($6,363/month), with $2,291 going to Arizona. At $150,000, take-home is $109,641 ($9,137/month), with the state taking $3,541.
Compared to neighboring California, an Arizona worker earning $80,000 takes home approximately $3,332 more per year — purely from the difference in state income tax. At $100,000, the Arizona advantage over California grows to roughly $6,500 per year. Against Nevada (no income tax), Arizona workers at $80,000 pay about $1,791 more in state tax. Against New Mexico (up to 4.9% for most earners), Arizona's 2.5% flat rate saves roughly $800 per year at $80,000.
Watch out: While Arizona's income tax is very low, Arizona has a relatively high state and local combined sales tax — the average combined rate is around 8.4%, above the national average. For high-spending households, the sales tax burden is meaningful. Arizona also has a Proposition 208 history (a 3.5% surcharge on high earners that was enacted and then struck down) — while that specific surcharge is no longer in effect, Arizona voters can and do modify the tax code through ballot initiatives. The current 2.5% flat rate was legislated and is stable, but keeping an eye on ballot initiatives is advisable for long-term planning.
Frequently Asked Questions
What is the Arizona income tax rate for 2026? ▾
Did Arizona recently change its tax rate? ▾
Do Arizona cities charge local income tax? ▾
How does Arizona compare to California for take-home pay? ▾
How these numbers are calculated
Every figure on this page is computed from published 2026 tax rules — not estimates or rounded ballparks. Federal income tax uses the seven 2026 brackets and the $16,100 single / $32,200 married standard deduction. FICA applies Social Security at 6.2% up to the $184,500 wage base and Medicare at 1.45% with no cap. Arizona state income tax is then applied on top of these federal figures. Self-employment figures apply the 15.3% SE tax with the standard 50% deductible-portion adjustment.
Primary sources
- IRS Revenue Procedure 2025-32 — 2026 federal brackets, standard deduction, and inflation adjustments
- Social Security Administration — 2026 Social Security wage base
- Tax Foundation & individual state revenue departments — 2026 state income tax rates and brackets
Not tax advice. Pay-Breakdown.com provides informational estimates based on standard tax rules and does not account for credits, itemized deductions, retirement contributions, or multiple income sources. For relocation, salary, or estimated-tax decisions, verify with a CPA or enrolled agent. See our data & methodology.