Arizona Paycheck Calculator 2026

Calculate your exact take-home pay in Arizona after federal and state taxes (Arizona has a state income tax).

State tax2.5% flat
Take-home rank#13 of 51
vs. best state at $80k−$1,791

Calculator

Enter your pay details

$
Interactive breakdown

Where does your paycheck go?

$
Federal tax$8,77011.0%
FICA$6,1207.6%
State & local$1,7912.2%
Take-home$63,31979.1%
Annual$63,319
Monthly$5,277
Biweekly$2,435
Weekly$1,218
Effective total rate 20.9% — you keep 79.1% of every dollar earned +$1,791 vs. best state
Tax Freedom Day 2026

In Arizona, you work until Mar 17 just to cover taxes.

Workers in Alaska are done by Mar 9.

Mar17
day 76 of 365
2026 tax brackets

Take-home at every salary level

SalaryFederalFICAStateTake-homeEff. rate
$30,000$1,420$2,295$541$25,74414.2%
$40,000$2,620$3,060$791$33,52916.2%
$50,000$3,820$3,825$1,041$41,31417.4%
$60,000$5,020$4,590$1,291$49,09918.2%
$80,000$8,770$6,120$1,791$63,31920.9%
$100,000$13,170$7,650$2,291$76,88923.1%
$125,000$18,734$9,563$2,916$93,78725.0%
$150,000$24,734$11,475$3,541$110,25026.5%
$200,000$36,734$14,339$4,791$144,13627.9%
$250,000$51,304$15,514$6,041$177,14129.1%

Arizona Income Tax Overview

Arizona has a flat income tax rate of 2.5% — one of the lowest flat rates among states that have income tax at all. This rate applies to all Arizona taxable income regardless of how much you earn. Before 2023, Arizona had a progressive multi-bracket system with rates up to 4.5%; the move to a flat 2.5% was a significant cut, particularly for higher earners who previously faced the higher brackets. Arizona's standard deduction is $8,350 for single filers — lower than the federal $14,600, meaning a bit more income is exposed to state tax than to federal tax. No Arizona city charges a local income tax on wages, so take-home pay is identical in Phoenix, Tucson, Scottsdale, Mesa, and every other city.

Here's what a single Arizona filer keeps in 2026. On a $50,000 salary, take-home is approximately $41,124 per year ($3,427/month) after federal, FICA, and state taxes — state income tax costs roughly $1,041. At $80,000, take-home is $62,787 ($5,232/month), with state tax totaling $1,791. At $100,000, you keep $76,357 ($6,363/month), with $2,291 going to Arizona. At $150,000, take-home is $109,641 ($9,137/month), with the state taking $3,541.

Compared to neighboring California, an Arizona worker earning $80,000 takes home approximately $3,332 more per year — purely from the difference in state income tax. At $100,000, the Arizona advantage over California grows to roughly $6,500 per year. Against Nevada (no income tax), Arizona workers at $80,000 pay about $1,791 more in state tax. Against New Mexico (up to 4.9% for most earners), Arizona's 2.5% flat rate saves roughly $800 per year at $80,000.

Watch out: While Arizona's income tax is very low, Arizona has a relatively high state and local combined sales tax — the average combined rate is around 8.4%, above the national average. For high-spending households, the sales tax burden is meaningful. Arizona also has a Proposition 208 history (a 3.5% surcharge on high earners that was enacted and then struck down) — while that specific surcharge is no longer in effect, Arizona voters can and do modify the tax code through ballot initiatives. The current 2.5% flat rate was legislated and is stable, but keeping an eye on ballot initiatives is advisable for long-term planning.

Frequently Asked Questions

What is the Arizona income tax rate for 2026?
Arizona has a flat income tax rate of 2.5% on all taxable income, regardless of how much you earn.
Did Arizona recently change its tax rate?
Yes. Arizona moved from a progressive multi-bracket system to a flat 2.5% rate starting in 2023, which was a significant reduction especially for higher earners.
Do Arizona cities charge local income tax?
No. No city in Arizona charges a local income tax on wages.
How does Arizona compare to California for take-home pay?
Significantly better. A single filer earning $80,000 in Arizona pays roughly $2,000 in state income tax (2.5%). The same earner in California pays roughly $5,500+ due to California's 9.3% rate at that income level.